Life changes are the most common reason people decide to move. Since retirement is a a significant shift, it’s no surprise that many older adults choose to head somewhere new when they leave the workforce. If you’re among them, getting your footing in your new home is usually a priority. If you aren’t sure where to begin, here are some dos and don’ts for settling in after a post-retirement move in North Carolina.
Do Make Accessibility Modifications Early
If you recently purchased a home and want to age-in-place, then it’s wise to consider how your needs may change as you get older. Then, you can make modifications to your space while it’s empty, ensuring they’re available well before you need them.
For example, an ADA-accessible doorway is at least 32 inches wide, ensuring it offers enough space for wheelchairs. If there may be a wheelchair or walker in your future, making that change to your house now could be wise. That way, you can undertake a major construction project before you bring your belongings into the home.
Adding ramps, leveling out flooring transitions, installing grab bars, and similar accessibility upgrades are also worth considering. By doing them now, you won’t get stuck without them if you happen to need the updates down the line.
Do Decorate Your New Space Frugally
When you first move into your new house, taking a moment to decorate is always a wise move. By updating your décor, you can personalize the space and make it feel more like a home, ensuring you can adjust faster.
However, since you’ve just begun your retirement, you don’t want to overspend. Instead, be frugal about your new décor, focusing on getting the best bang for your buck. For example, getting new window treatments, adding fun throw blankets on furniture, replacing throw pillows, or buying a new rug can be a great way to update your living room color scheme affordably.
Also, if you have a piece of furniture with a stain that just won’t seem to come out, don’t replace it just yet. Instead, contact an upholstery cleaner for help. Begin by reading reviews online to find a “furniture cleaner near me”. then reach out for referrals from pleased customers. After that, you can discuss your needs and request a quote. Just make sure to avoid companies that use all-in-one cleaning tools along the way.
Do Update Your Home Security
It’s wise to tackle some security-oriented updates when you move into a new home-whether purchased or rented. If you are a homeowner, replace all exterior door locks with new ones or get the existing looks rekeyed. That way, previous owners don’t potentially have keys to your home.
Ask if the locks were changed when you moved into the house or apartment with rentals. If not, request they do that as soon as possible.
Adding a security camera to the property is also wise. Doorbell cameras are a great starting point, as they allow you to see who is at your door without having to open it. However, you can add more around the property if you want to monitor any additional points of entry. Door and window sensors are another simple addition.
Bonus Tip: Do Learn About Local Income Taxes
While income taxes might be the last thing on your mind when you start your retirement, it’s important for financial wellness. If you’re new to North Carolina, you need to understand how your retirement income is or isn’t taxed. That way, you’re prepared when it comes time to file.
In North Carolina, the state currently doesn’t tax Social Security. However, other kinds of retirement income are potentially taxable, using the state’s flat rate of 5.25 percent, through exemptions and deductions can apply. As a result, you may want to do some calculations after your move, ensuring you’re setting aside enough for your state taxes.